Juniors and Seniors should begin looking for scholarships.
Seniors, while you are waiting for admission decisions, begin looking for scholarships. Look locally first for private scholarships. These local and often less-advertised scholarships can be as generous as national scholarships, are far easier to win, and are not data mining operations. Resources that list these local scholarship providers are your high school college counseling office, the local library, and the local Chamber of Commerce.
Look at corporations where a parent is employed, trade unions to which a parent is a member, fraternal organizations like the Rotary Club (whether or not your parents are members), churches and other religious congregations, and even local businesses as all have generous scholarships programs with a far smaller applicant pool. Some car dealerships offer money to students who have done service work in the community.
For families receiving need-based aid from a college, know that most outside scholarships do not go to the student but must be sent to the financial aid office and are considered an additional family resource. In most cases, these scholarships will reduce the self-help portion of the financial aid award (work-study and federal loans) dollar for dollar, and if those are zeroed out any remainder will replace an equal amount of institutional gift aid in the award.









